1
Your Individual Ratings
Ratings are combined from highest to lowest using VA’s whole-person formula rather than simply added together.
2026 VA Disability Calculator
VA Math Made Simple
Add your individual disability ratings, account for qualifying bilateral conditions, and estimate your combined VA rating and monthly disability compensation using 2026 rates.
- 2026 VA Rates
- Combined Rating Estimate
- Bilateral Factor
- Dependent Compensation
- Instant Results
Why VA Math Feels Different
50% + 30% ≠ 80%
Each additional rating is applied to the remaining “unaffected” percentage.
VA rounds at the end
The raw combined value is rounded to the nearest 10% for the final combined rating.
Bilateral ratings can change the result
Qualifying disabilities affecting paired arms or legs may receive a bilateral factor.
Important
Your Rating Is More Than Simple Addition
VA combines disability percentages using its “whole person” method. This calculator is designed to help you understand that math and estimate your monthly compensation. VA makes the official rating and payment determination.
How It Works
Three Things the Calculator Considers
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Qualifying Bilateral Conditions
When disabilities affect both arms or both legs, a bilateral factor may apply before the remaining ratings are combined.
3
Your Dependents
At combined ratings of 30% or more, a spouse, children, or qualifying dependent parents may increase monthly compensation.
Interactive Calculator
VA Disability & Compensation Calculator
Add each individual rating below. If a rating applies to a left or right arm or leg, select the appropriate location so the calculator can evaluate whether a bilateral factor may apply.
Your Ratings
Add each service-connected disability rating separately.
Bilateral factor: If you add qualifying ratings to both
sides of the arms or both sides of the legs, this tool estimates the
bilateral factor before combining your remaining ratings.
Dependents
Dependents may affect compensation when your combined rating is 30% or higher.
Compensation shown is an estimate based on the dependent information
entered. Special Monthly Compensation, spouse Aid & Attendance,
certain dependency situations, and other adjustments are not included.
Ratings Added
0
Raw Combined Value
0%
Combined Rating
0%
Estimated Monthly Compensation
$0.00
The Calculator Is Only the Math
Your Rating Still Depends on the Evidence
A calculator can estimate how percentages combine. It cannot determine service connection, severity, medical nexus, or what VA will ultimately decide.
Need Help Understanding Your Medical-Evidence Options?
Valor Health provides independent medical record reviews, telehealth evaluations, Nexus Letters, DBQs, Independent Medical Opinions, and specialty medical documentation when supported by the evidence.
All clinical evaluations are completed securely via telehealth from the comfort and privacy of your own home.
Schedule a Free Case EvaluationImportant Disclaimer
Calculator Results Are Estimates
This calculator is provided for general educational purposes and is not an official Department of Veterans Affairs calculator or benefits determination.
The estimated payment uses 2026 VA disability compensation rates effective December 1, 2025. Actual compensation can vary based on dependency status, Special Monthly Compensation, Aid and Attendance, military retirement offsets, recoupment, incarceration, and other factors.
Valor Health does not determine disability ratings or entitlement to VA benefits. VA makes all final rating, dependency, and compensation decisions.
