1
Your Individual Ratings
Ratings are combined from highest to lowest using VA’s whole-person methodology rather than simply added together.
2026 VA Disability Calculator
VA Math Made Simple
Add your individual disability ratings, account for qualifying bilateral conditions, and estimate your combined VA rating and monthly disability compensation using 2026 rates.
- 2026 VA Rates
- Combined Rating Estimate
- Bilateral Factor
- Dependent Compensation
- Instant Results
Why VA Math Feels Different
50% + 30% ≠ 80%
Each additional rating is applied to the remaining
“unaffected” percentage.
VA uses whole-number combination steps
Each intermediate combined value is converted to a whole
number before the next rating is applied, and the final
result is rounded to the nearest 10%.
Bilateral ratings can change the result
Qualifying disabilities affecting paired upper or lower
extremities may receive a bilateral factor.
Important
Your Rating Is More Than Simple Addition
VA combines disability percentages using its whole-person method. This calculator is designed to help you understand that math and estimate your monthly compensation. VA makes the official rating and payment determination.
How It Works
Three Things the Calculator Considers
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Qualifying Bilateral Conditions
When compensable disabilities affect paired upper or lower extremities, the calculator evaluates whether the bilateral factor applies and determines the most favorable valid result.
3
Your Dependents
At combined ratings of 30% or more, a spouse, children, or qualifying dependent parents may increase monthly compensation.
Interactive Calculator
VA Disability & Compensation Calculator
Add each individual rating below. If a rating applies to a left or right arm or leg, select the appropriate location so the calculator can evaluate whether the bilateral factor applies.
Your Ratings
Add each service-connected disability rating separately.
Bilateral factor:
Select the correct extremity for each compensable
service-connected condition. When paired extremities qualify,
the calculator applies the bilateral factor before combining
the remaining ratings.
Dependents
Dependents may affect compensation when your combined rating is 30% or higher.
Compensation shown is an estimate based on the dependent
information entered. Special Monthly Compensation, spouse
Aid & Attendance, certain dependency situations, and
other adjustments are not included.
Ratings Added
0
Raw Combined Value
0%
Bilateral Factor
—
Not applied
Combined Rating
0%
Estimated Monthly Compensation
$0.00
The Calculator Is Only the Math
Your Rating Still Depends on the Evidence
A calculator can estimate how percentages combine. It cannot determine service connection, severity, medical nexus, or what VA will ultimately decide.
Need Help Understanding Your Medical-Evidence Options?
Valor Health provides independent medical record reviews, telehealth evaluations, Nexus Letters, DBQs, Independent Medical Opinions, and specialty medical documentation when supported by the evidence.
All clinical evaluations are completed securely via telehealth from the comfort and privacy of your own home.
Schedule a Free Case EvaluationImportant Disclaimer
Calculator Results Are Estimates
This calculator is provided for general educational purposes and is not an official Department of Veterans Affairs calculator or benefits determination.
The estimated payment uses 2026 VA disability compensation rates effective December 1, 2025. Actual compensation can vary based on dependency status, Special Monthly Compensation, Aid and Attendance, military retirement offsets, recoupment, incarceration, and other factors.
Valor Health does not determine disability ratings or entitlement to VA benefits. VA makes all final rating, dependency, and compensation decisions.
